car–makes.com|car makes topic discussion
Jan
13
Filed Under (car makes) by AJS
dymepeace asked:
I always wondered. Not to brag or anything, but my family is so rich that we really don’t need car insurance. If something were to happen we would be able to take care of it. So basically we waste hundreds of dollars each year on car insurance. Is there a way we could have our own insurance card to issue to a police? What makes car insurance companies able to function and not me?
Dallas
I always wondered. Not to brag or anything, but my family is so rich that we really don’t need car insurance. If something were to happen we would be able to take care of it. So basically we waste hundreds of dollars each year on car insurance. Is there a way we could have our own insurance card to issue to a police? What makes car insurance companies able to function and not me?
Dallas
Jul
20
Filed Under (car makes) by AJS
Car Guru asked:
Searching for car rental online has never been easier with the help of the internet. You can easily search and compare prices from various car rental suppliers, often on the same website.
Car rental rates often vary considerably depending on what is included in the rate. Look out for those too-good-to-be-true prices - they probably are. You may think you have found a bargain, but it will be a different story when you go to pick up the rental car, only to be told you have to pay for lots of additional charges.
So when you are comparing car rental costs online, ensure you are comparing like with like. There are various extra charges which can push up the price of your rental car, so make sure you look out for them. Often if you add these on to that oh-so-low rate, it doesn’t look so appealing anymore.
What is Included
Most car rental websites will list the inclusions with the rental. These will vary depending on suppliers but generally standard rates include basic insurance and tax.
What is Extra
Again this will vary but look out for the following:
Airport Fees
Also known as a Premium Location Fee, you will be charged extra to pick up a rental car at an airport location. This charge varies depending on supplier and location, but in the UK for example could cost as much as 13% of the rental value.
Vehicle Licensing Fee
This is a Government imposed levy for rental cars to partially recover the registration costs. Approximate cost in the UK: GBP1.22 per day, which over a long period can add up.
Additional Driver Fees
If you want to have more than one driver for your rental car, this is often an extra charge. Daily charges range from GBP4-20 in the UK, EUR4-8 in Italy and from USD3-10 in the States.
Young Driver Surcharge
This is often charged if the driver of the rental car is under the age of 25. In Australia, this ranges from AUD13-22 per day. In France, the Young Driver Surcharge varies from EUR20-35 per day, GBP10-25 in the UK and USD5-45 in the USA.
Excess Reduction
Each rental car often comes with an Insurance Excess which is the amount you would be responsible for if the rental vehicle is damaged. This can often be a few thousand dollars but can be reduced with an optional excess reduction charge which can be paid daily to reduce your excess to a few hundred dollars or even to zero.
Additional Equipment
Things like child seats, ski racks and snow chains are often available at an extra charge.
One Way Rentals
If you want to drop off your rental car in a different city from where you picked it up, there may be a one way fee. Again, this varies depending on the supplier and destination. Ensure you ask before you pay!
All these extras can add up. Sometimes a standard rate may be right for you but if you are picking up at the airport and want an extra driver, for example, it may make sense for you to go with an inclusive rate.
Read the Small Print
Be sure to read inclusions carefully to see what the rental rate covers and which one is right for you. Look for possible restrictions and additional costs and find out what exactly they are before you pay. If you find a low car rental rate, make sure that the additional costs do not outweigh the savings.
At DriveAway Holidays, each car choice will show clearly if it is a Standard or Inclusive rate and will give you a list of what is and what is not included.
People often talk about the “hidden costs” of car rental, but the reality is, they are not hidden at all - you just need to know what to look for.
Lester
Searching for car rental online has never been easier with the help of the internet. You can easily search and compare prices from various car rental suppliers, often on the same website.
Car rental rates often vary considerably depending on what is included in the rate. Look out for those too-good-to-be-true prices - they probably are. You may think you have found a bargain, but it will be a different story when you go to pick up the rental car, only to be told you have to pay for lots of additional charges.
So when you are comparing car rental costs online, ensure you are comparing like with like. There are various extra charges which can push up the price of your rental car, so make sure you look out for them. Often if you add these on to that oh-so-low rate, it doesn’t look so appealing anymore.
What is Included
Most car rental websites will list the inclusions with the rental. These will vary depending on suppliers but generally standard rates include basic insurance and tax.
What is Extra
Again this will vary but look out for the following:
Airport Fees
Also known as a Premium Location Fee, you will be charged extra to pick up a rental car at an airport location. This charge varies depending on supplier and location, but in the UK for example could cost as much as 13% of the rental value.
Vehicle Licensing Fee
This is a Government imposed levy for rental cars to partially recover the registration costs. Approximate cost in the UK: GBP1.22 per day, which over a long period can add up.
Additional Driver Fees
If you want to have more than one driver for your rental car, this is often an extra charge. Daily charges range from GBP4-20 in the UK, EUR4-8 in Italy and from USD3-10 in the States.
Young Driver Surcharge
This is often charged if the driver of the rental car is under the age of 25. In Australia, this ranges from AUD13-22 per day. In France, the Young Driver Surcharge varies from EUR20-35 per day, GBP10-25 in the UK and USD5-45 in the USA.
Excess Reduction
Each rental car often comes with an Insurance Excess which is the amount you would be responsible for if the rental vehicle is damaged. This can often be a few thousand dollars but can be reduced with an optional excess reduction charge which can be paid daily to reduce your excess to a few hundred dollars or even to zero.
Additional Equipment
Things like child seats, ski racks and snow chains are often available at an extra charge.
One Way Rentals
If you want to drop off your rental car in a different city from where you picked it up, there may be a one way fee. Again, this varies depending on the supplier and destination. Ensure you ask before you pay!
All these extras can add up. Sometimes a standard rate may be right for you but if you are picking up at the airport and want an extra driver, for example, it may make sense for you to go with an inclusive rate.
Read the Small Print
Be sure to read inclusions carefully to see what the rental rate covers and which one is right for you. Look for possible restrictions and additional costs and find out what exactly they are before you pay. If you find a low car rental rate, make sure that the additional costs do not outweigh the savings.
At DriveAway Holidays, each car choice will show clearly if it is a Standard or Inclusive rate and will give you a list of what is and what is not included.
People often talk about the “hidden costs” of car rental, but the reality is, they are not hidden at all - you just need to know what to look for.
Lester
Comments Off
Jul
02
Filed Under (car makes) by AJS
The Internet Car Guy asked:
Saving money on car insurance requires a combination of techniques that improve your insurability, decrease the rate of insurance for your vehicles, and provide you with a unique advantage when it comes to purchasing car insurance.
This article will outline seven techniques that will ensure that you receive the lowest possible car insurance rates.
1 - Choosing the Best Insurer
Cost is certainly one factor when considering car insurance, but your insurer selection should be weighted more heavily on reliability. You could easily call a number of insurance companies, ask for quotes, and simply select the lowest bidder. However, even if the lowest cost insurer saves you hundreds of dollars a year in premium payments, that savings does you no good if you find yourself in an accident, needing car repairs or medical attention, with an unreliable and unresponsive insurance company. A good company is crucial. It’s not just about car insurance best rates.
#2 - Customize Your Policy
Before you begin calling around, it’s important that you determine the level of insurance coverage you need. Not everyone’s insurance needs are the same. Some families own two or three very expensive vehicles, while other families own only older used cars. Some people are members of AAA, while others are not. The specific terms of a policy should be determined by your life situation and the value of the items being insured.
#3 - How to Become Highly Insurable
Whether you’ve already purchased car insurance, or you are getting ready to start looking, one of the best things you can do to obtain the lowest possible rates is to improve those things that car insurance companies look at when they calculate your insurance premium. There are several things you can do in the short term to improve your insurability standing, and there are also things you can do over the long term to improve it as well. This section will describe four major elements of this technique to save money on your car insurance.
#4 - Reduce Your Car’s Insurance Rate
Another extremely effective technique to obtain the lowest possible insurance rate is to improve those things about your car which car insurance companies value the most when they calculate your insurance premium. There are several things that you can do before buying a car that will dramatically decrease your insurance premium. If you’ve already bought a car, however, and are looking for ways to decrease your existing insurance costs, there are still methods you can use that will substantially cut your premium costs.
#5 - Gaming the System
In addition to all of the techniques already listed in this article, there are also additional ways that you can use the insurance industries rating rules and premium calculation system in ways that will reduce your costs. Again, use the industry’s rules to get car insurance best rates.
#6 - Constantly Update Your Policy
One of the most important things that you can do to keep your insurance premium at a minimum is to always remember to update your insurance provider of any changes in your life that can reduce your insurance costs. Forgetting to do this can be very costly.
#7 - Deciding on Liability Only
There comes a point in the life of a car when the decision needs to be made whether or not it is worthwhile to maintain collision and comprehensive insurance coverage.
Getting Rock Bottom Insurance Rates
If you carefully follow each of the sections outlined in this guide, you are guaranteed to receive the lowest possible insurance rates for anyone within your calculated risk bracket. No one should ever overpay for car insurance - especially given the fact that there are so many insurers in the industry competing for your business.
Most people overpay for car insurance out of sheer laziness. However the consumer that understands how car insurance works, and is clever enough to take advantage of all of its loopholes, will save significantly on their premium in the long run.
Before you step foot into another insurance office, or visit another insurance website, make sure to print this guide and follow it carefully in order to ensure that you get the best insurance deal possible. Remember, car insurance best rates are achievable.
Markel
Saving money on car insurance requires a combination of techniques that improve your insurability, decrease the rate of insurance for your vehicles, and provide you with a unique advantage when it comes to purchasing car insurance.
This article will outline seven techniques that will ensure that you receive the lowest possible car insurance rates.
1 - Choosing the Best Insurer
Cost is certainly one factor when considering car insurance, but your insurer selection should be weighted more heavily on reliability. You could easily call a number of insurance companies, ask for quotes, and simply select the lowest bidder. However, even if the lowest cost insurer saves you hundreds of dollars a year in premium payments, that savings does you no good if you find yourself in an accident, needing car repairs or medical attention, with an unreliable and unresponsive insurance company. A good company is crucial. It’s not just about car insurance best rates.
#2 - Customize Your Policy
Before you begin calling around, it’s important that you determine the level of insurance coverage you need. Not everyone’s insurance needs are the same. Some families own two or three very expensive vehicles, while other families own only older used cars. Some people are members of AAA, while others are not. The specific terms of a policy should be determined by your life situation and the value of the items being insured.
#3 - How to Become Highly Insurable
Whether you’ve already purchased car insurance, or you are getting ready to start looking, one of the best things you can do to obtain the lowest possible rates is to improve those things that car insurance companies look at when they calculate your insurance premium. There are several things you can do in the short term to improve your insurability standing, and there are also things you can do over the long term to improve it as well. This section will describe four major elements of this technique to save money on your car insurance.
#4 - Reduce Your Car’s Insurance Rate
Another extremely effective technique to obtain the lowest possible insurance rate is to improve those things about your car which car insurance companies value the most when they calculate your insurance premium. There are several things that you can do before buying a car that will dramatically decrease your insurance premium. If you’ve already bought a car, however, and are looking for ways to decrease your existing insurance costs, there are still methods you can use that will substantially cut your premium costs.
#5 - Gaming the System
In addition to all of the techniques already listed in this article, there are also additional ways that you can use the insurance industries rating rules and premium calculation system in ways that will reduce your costs. Again, use the industry’s rules to get car insurance best rates.
#6 - Constantly Update Your Policy
One of the most important things that you can do to keep your insurance premium at a minimum is to always remember to update your insurance provider of any changes in your life that can reduce your insurance costs. Forgetting to do this can be very costly.
#7 - Deciding on Liability Only
There comes a point in the life of a car when the decision needs to be made whether or not it is worthwhile to maintain collision and comprehensive insurance coverage.
Getting Rock Bottom Insurance Rates
If you carefully follow each of the sections outlined in this guide, you are guaranteed to receive the lowest possible insurance rates for anyone within your calculated risk bracket. No one should ever overpay for car insurance - especially given the fact that there are so many insurers in the industry competing for your business.
Most people overpay for car insurance out of sheer laziness. However the consumer that understands how car insurance works, and is clever enough to take advantage of all of its loopholes, will save significantly on their premium in the long run.
Before you step foot into another insurance office, or visit another insurance website, make sure to print this guide and follow it carefully in order to ensure that you get the best insurance deal possible. Remember, car insurance best rates are achievable.
Markel
Comments Off
Jul
29
Filed Under (car makes) by AJS
progress asked:
If i have two cars, can i put one on Geico and one on state farm. I’m having very bad experience with State farm and i’m thinking of switching with one car at at time. Is it possible to have the two cars in my household on two different insurance company eventhough both cars are in my name?
Jaylen
If i have two cars, can i put one on Geico and one on state farm. I’m having very bad experience with State farm and i’m thinking of switching with one car at at time. Is it possible to have the two cars in my household on two different insurance company eventhough both cars are in my name?
Jaylen
Jun
20
Filed Under (car makes) by AJS
Leo M asked:
Insurance companys give cars a rating number to determine if one type of car pays more insurance then the other. Where can I find out what the number of my car would be?
Caleb
Insurance companys give cars a rating number to determine if one type of car pays more insurance then the other. Where can I find out what the number of my car would be?
Caleb
Apr
03
Filed Under (car makes) by AJS
sk8bo4rdv asked:
hi im planning on buying a car from a local Insurance Auto Auction. I know that the vehicle is a salvage title and the pictures they have shown are the pictures of the cars damage, but i wanted to know if they repair the car before they put it up for bidding or do they sell the car damaged and the buyer has to repair the car.
hi im planning on buying a car from a local Insurance Auto Auction. I know that the vehicle is a salvage title and the pictures they have shown are the pictures of the cars damage, but i wanted to know if they repair the car before they put it up for bidding or do they sell the car damaged and the buyer has to repair the car.
THANKS
Mateo
